Current Savings Rates
General disclosure: Information displayed is accurate as of the date of the latest update and is subject to change without notice.
Effective Date: January 1, 2019
Type Features Dividend Rate APY
 
Regular Share Savings - Tier 1 $0.00 - $1,999 0.05% 0.05%
Regular Share Savings - Tier 2 $2,000 and up 0.10% 0.10%
Club Accounts --- 0.05% 0.05%
Regular Share Checking --- 0.05% 0.05%
 
Share Term Certificates
Share Term Certificate (CD) 30 month Step Up $500 min 2.25% 2.27%
91 day $500 min 0.55% 0.55%
6 month $500 min 0.75% 0.75%
12 month $500 min 1.10% 1.11%
18 month $500 min 1.25% 1.26%
24 month $500 min 1.50% 1.51%
30 month $500 min 1.60% 1.61%
36 month $500 min 1.75% 1.76%
48 month $500 min 2.00% 2.02%
60 month $500 min 2.30% 2.32%
 
Share Retirement Accounts (IRAs)
Share Retirement Account (IRA) 30 month Step Up Traditional and Roth 2.25% 2.27%
IRA Floating Rate Traditional and Roth 0.40% 0.40%
IRA Certificate - 6 month Traditional and Roth 0.75% 0.75%
IRA Certificate - 12 month Traditional and Roth 1.10% 1.11%
IRA Certificate - 18 month Traditional and Roth 1.25% 1.26%
IRA Certificate - 24 month Traditional and Roth 1.50% 1.51%
IRA Certificate - 30 month Traditional and Roth 1.60% 1.61%
IRA Certificate - 36 month Traditional and Roth 1.75% 1.76%
IRA Certificate - 48 month Traditional and Roth 2.00% 2.02%
IRA Certificate - 60 month Traditional and Roth 2.30% 2.32%
 
Yield-Plus Savings
Yield-Plus Savings - Minimum Deposit $2,000 Below Minimum $2,000 0.05% 0.05%
Yield-Plus Savings - Tier 1 $2,000 to $24,999 0.50% 0.50%
Yield-Plus Savings - Tier 2 $25,000 to $49,999 0.60% 0.60%
Yield-Plus Savings - Tier 3 $50,000 to $74,999 1.00% 1.00%
Yield-Plus Savings - Tier 4 $75,000 and above 1.65% 1.66%
 
Yield-Plus Checking
Yield-Plus Checking - Minimum Deposit $2,000 Below Minimum $2,000 0.05% 0.05%
Yield-Plus Checking - Tier 1 $2,000 to $9,999 0.50% 0.50%
Yield-Plus Checking - Tier 2 $10,000 to $24,999 0.55% 0.55%
Yield-Plus Checking - Tier 3 $25,000 to $49,999 0.60% 0.60%
Yield-Plus Checking - Tier 4 $50,000 to $74,999 0.75% 0.75%
Yield-Plus Checking - Tier 5 $75,000 and above 1.50% 1.51%